We translate emerging products into filing ready programs, underwriting guidelines, and controls that pass internal, regulatory, and rating-agency scrutiny.

The Headwater Group works with carriers and Managing General Agents (MGA) to align interests, governance, and documentation so new lines can scale without surprising the balance sheet.

We validate the quality of tax credit cash flows.

Our work focuses on eligibility, documentation, and durability frameworks that give financiers, buyers, and counterparties confidence that credits will perform as indicated.

We design the warranty, insurance, and capital structures for your project that align with your company’s mission and strategic goals.

Headwater integrates product, legal, and capital perspectives to build structures that work for sponsors, underwriters, and lenders simultaneously.