The Headwater Group is a risk structuring and data translating firm that converts scientific, verifiable data into fiduciary grade evidence for insurers, banks, and institutional buyers. We design the validation, warranty, and compliance infrastructure underpinning complex assets so capital can move with speed and audit ready documentation.

Our work began within Arizona State University’s Rob Walton College of Global Futures and has evolved into apolitical compliance infrastructure that survives political cycles and regulatory whiplash. Today, we sit upstream of transactions as a quiet intelligence layer, building verification standards, APIs, and technical underwriting packages that let conservative capital scale climate and real asset exposure without taking on blind risks.